While most media outlets proclaim that house prices just keep on rising and will this year, many real estate investors, sellers, and agents are finding the market much more challenging in reality.

Of course, all real estate is local. Ongoing population shifts and new secondary rounds of migration between states and cities may certainly be pushing up prices in some areas, while others struggle.

Still, there is no denying that there are mountains of distress in the shadows. With as much a $1T in real estate loans set to default according to at least one economist.

Of course, doing nothing is only going to hasten your demise. You can’t stop doing deals, or let your money sit idle. So, aside from changing the geographies of where you are flipping houses, what else can investors do to keep doing business and make money, without taking on too much risk?

Of course, nothing is without risk. Not even keeping money in the bank or under your mattress. Yet, there are certainly ways to squash risk to the absolute minimum.

Wholesaling Real Estate

Wholesaling is a far lower risk real estate strategy than fixing and flipping houses, buy and hold, or new construction. It’s all about buying low, and selling low, which is what the current market is all about.

Find The End Buyer First

Make sure you have an exit before you get in. This is how you actually invest with confidence versus just gambling on what could happen. If you have an end buyer, especially one under contract, and with money on the line, you know you are already going to exit and get paid before you make an acquisition.

100% Funding

One of the best ways to minimize risk in real estate investing is to use financial leverage. This allows you to share risk with others.

Best Transaction Funding till offers 100% financing, including closing costs. That means you really have no skin in the game to lose should things really go off the rails.

Summary

This year is likely to bring a very interesting economy and real estate market. There are lots of opportunities. It is all about finding the right structure, strategy, and model to lower risk, and increase profit margins, so you can get busy making profits, with confidence.

As capital flows get interrupted and shut down, and borrowing becomes much more expensive, what options are left to fund your real estate deals and business?

Capital Markets Face New Tightening Again

It appears to be that time in the cycle again when capital and credit tightens up, and becomes much more expensive.

Capital markets and especially venture capital for tech startups appears to be contracting. Which will likely prove to be a downward spiral as more of those businesses implode, and their investors become even more fearful.

Failing banks mean fewer options for traditional commercial loans and home mortgages. With higher interest rates making borrowing more expensive through these and other working capital channels.

New regulations to tackle the above may in turn give banks even less liquidity to lend.

So, what are some of the ways that you can continue to fund your real estate business and deals?

Private Funds

Some private funds may still have capital they need to deploy. Or cash from recent exits that they need to put back to work in real estate and mortgage loans.

Friends & Family

Many of the people in your life are currently also eagerly and urgently looking for ways to protect their money from failing banks, a declining stock market, and poorly performing retirement accounts. All while trying to find ways to avoid recent tax hikes and new taxes, while trying to keep up with extreme inflation.

You can help them by putting their money to work, and giving them strong returns.

Grants & Awards

If you are interested in interest free and non-dilutive capital then look around at the various grant programs and competitions available.

You may find additional funds that don’t have to be paid back. Which can also help build your credibility.

Transactional Funding

Perhaps easiest and most efficient of all is transactional funding for your wholesale real estate deals.

Best Transaction Funding can provide 100% financing for your deals, at low rates, and keep your business and income flowing smoothly during these times.

The world’s largest asset manager appears to be in financial trouble after blocking client requests to access their funds.

Could this be the beginning of a new liquidity crunch? How fast might it flow over to other institutions? What can you do as an individual investor to protect your finances and grow them in the coming turbulent times?

Is A New Liquidity Crisis Already In The Works?

Blackrock recently announced that it will not be honoring its clients requests to withdraw funds that they’ve made since September last year. At least for one of their $3.5B property funds. This is the world's largest asset manager, which boasts $10 Trillion dollars under management.

That is around 20x bigger than the FTX debacle. Which should be a major red flag for everyone.

Then we also saw Goldman Sachs ring in the new year with the announcement it will be laying off close to 10% of its workforce, across all banking departments.

What Does It Mean For Investors?

Big brand names seem to mean nothing. The bigger they are, the harder they seem to fall. Remember Lehman Brothers. They were far, far smaller than Blackrock.

Invest directly for yourself. Individual investors should be very wary about having too much of their money tied up in any one fund, bank, or entity. Invest in a way that you can control your own assets. Keep your money diversified.

Stay liquid. Having more cash on hand seems essential for making it through what’s next. Executed well, some of this cash can be used to capitalize on discounted deals and investment opportunities. Cash is king in a financial crunch.

One great way to balance continuing to grow and do more deals is to maximize financial leverage. Check out transactional funding for 100% financing for your real estate deals.

Get in, and get out fast. This is certainly shaping up to be a very volatile year. Wholesaling properties, especially when you are pre-selling them seems to be one of the best ways to create more cash fast, and to avoid getting stuck. Or having your money tied up in anything too long.

Bank banks, fund CEOs, and even the Fed are all responding to the changing economy in different ways.

What are they saying and predicting? How are they reacting? What does it mean for real estate investors?

JPMorgan Tries To Go Back To The Office

JPMorgan’s Jamie Dimon has been ordering workers back to the office. Even as other multi-billion dollar companies and new startups are finding that remote work is far more productive and profitable, if not an advantage and essential in today’s economy.

Especially in real estate, experienced pros know that you don’t make money being in the office.

At the same time it has been revealed that the company is working on finishing a $3B office building in NYC. This and any other investments they have in retail and office real estate may explain why they are so desperate to sell this return to old workplaces.

Goldman Says Housing Market Will Flatline In 2023

Goldman Sachs forecasts that US house prices will flatline line with 0% growth in 2023.

Black Knight reports that house prices have already fallen into negative territory according to its data.

Meanwhile Michael Burry of the ‘Big Short’ predicts the stock market is headed for the ‘mother of all crashes’.

 

Bank Of America Goes For Broke With No Down Payment Mortgages

At least on the surface, Bank of America appears to be the most bullish on the US real estate market. They just announced that they will be offering 100% financing, no down payment home loans for buying in predominantly minority markets.

They must believe that the market is going to keep on going up, or they would be immediately losing their investors’ money.

Of course, they also made similar moves right before 2008, and then lined up for big bailouts from the very investors they hurt, as well as the homeowners they put in such perilous positions.

For Real Estate Investors

If you are tuned into the market, doing deals daily, then you already know the state of the market, even without having to listen to these pundits casting their vision and trying to manipulate it in the press. Though it is always interesting to see both what others are saying, and how they are reacting, while watching their motivations behind the scenes.

There is always money to be made in real estate. Perhaps far more in the current conditions we are in.

More than ever, succeeding in this market appears to be about pricing deals right on both the buy and sell side, and moving quickly in and out of deals before you are caught by changes.

 

We are glad to celebrate one of our recent clients who just completed a $2M wholesale flip with our transactional funding!

Empowering real estate investors like you to succeed and thrive in all market phases is what gets us excited, and out of bed in the morning.

As a part of our new Deal Spotlight Series we are going to be highlighting those who are out there doing great deals.

This month’s is a special deal that we hope will inspire you to go even bigger with your own investing.

$2M Wholesale Deal

We recently helped this investor acquire an over $1.9M property, and instantly exit it for $2.7M. Deal Specs:

Funding date: 2/17

Purchase price: $1,939,524.63

Loan amount from BTF: $1,939,524.63

Property: Mid-rise office building in Arkansas

Resale price: $2.7M

That’s a nice spread for any investor!

Highlights:

LTV: 100% funding from Best Transaction Funding

Closing time: Funded in just 3 days from receiving final HUD

Rate: 2% case by case

This was a great back to back closing. Special thanks to Title for getting it done.

A to B Closing Statement:

B to C Closing Statement:

Your Lender Of Choice For Large Wholesale Deals

Best Transaction Funding is your lender of choice for funding your larger loan amounts and wholesale deals.

We love helping you close big deals.

If you are looking for transaction funding especially for $500k plus transactions you’ll find we have the best rates and terms.

We’ve remained a true transaction funding lender. Offering 100% financing for wholesale real estate deals, and can fund closing costs. All with no credit check or appraisal.

We close deals, and we close them fast.

We are especially proud to be your partner in this market as you build up your volume, and expand into other areas. BTF funds deals nationwide.

Submit your deal and funding request, get your POF, and make those offers today!

 

Plus, if you are already funding deals with us, let us know if you’d like to be included in this new Deal Spotlight series by dropping us an email.

 

The current trends in the national economy have made everyone wonder whether their assets are safe. In some ways the emergencies created by the coronavirus pandemic are mimicking those of the 2008 crisis. While the beginning of the pandemic brought a limitation in the purchase of toilet paper, hand sanitizer and other disinfecting products, it also impacted other investors’ actions. American banks and credit unions started limiting their clients’ cash withdrawals. According to the Wall Street Journal, the early panic caused by covid-19 influenced many citizens to withdraw tens of thousands of dollars at a time. While banks will tell you that keeping your money at home brings great risk, leaving your money in a bank during an economic crisis can be just as risky.

Now, organizations like the Financial Conduct Authority in the UK are looking into enforcing restrictions on property fund withdrawals. They are creating rules that will make investors give a 90 to 180 days’ notice to redeem their funds. This legislation could lead to hundreds and thousands of investors getting their funds suspended when they most need them.

Your best option as an investor is to do what you do best—invest! Use your own money and invest in the real estate market.

Unlike keeping your money relatively safe but stagnant, real estate wholesaling gives you a chance at seeing fast and high returns with minimal risk chances. As a wholesaler you could see potential cash flows of $100k a month.

You can do it yourself by finding motivated sellers and wholesaling properties to eager retail home buyers or house rehabbers and landlords. Or you can partner up with someone else.

You could also work with a co-wholesaler. Co-wholesaling can strengthen your business and take it to the next level. Working with a partner can lead to finding more deals and having access to a greater buyer database.

Whether you are working alone or with a partner, investing your money into wholesaling can help you grow your capital and give you financial security, control and peace of mind during these complicated times.

For those with limited funds to test the waters with, check out or 100% financing and VOD services for real estate wholesalers.

 

2020 is looking like another fantastic year for most real estate investors. If you have even bigger goals for deal volume and profits this year, here are the financing options that can help you achieve them.

1. Transactional Funding

Wholesaling is about speed and volume. Conventional mortgages and types of funding just don’t work when you need to go fast. Yet, with the right leverage, you can be working a virtually infinite number of deals at the same time, skyrocket your cash on cash ROI, and lower your risk at the same time.

Transactional funding is the optimal solution for this. Get 100% financing for your deals, without any of the hassle of other funding channels.

2. VA Home Loans

While many real estate wholesalers focus on flipping to other investors, selling retail has huge advantages in this market too. You can get a lot more for your properties. A recent change in mortgage lending could really help open up this opportunity even more.

VA home loans have been great for veterans and their families. They provide 100% financing with no down payment, and the ability to financing in closing costs. All with pretty lenient underwriting.

Finally, the VA has just removed their loan limits. That means no cap on how much veterans can finance on 1-4 unit properties. So, they can be used for 100% financing on small multifamily properties for $1M and up. This will also help many veterans start getting into real estate investing.

3. Personal Loans

Many wholesale properties are so cheap that the problem is no end buyers can find a mortgage loan small enough to finance them. Banks don’t want to do mortgages that small. Though they might be just out of range for an all cash purchase.

Fortunately, many banks, lenders and credit unions are being very aggressive with unsecured personal loans. In many cases buyers can go get a $20,000 or $40,000 or more personal loan and pay cash for a property.

4. Business Lines Of Credit

If you are wholesaling to other investors who have a lot of their capital tied up in other deals, you might want to let them know about merchant cash advances and working capital loans. If they’ve been doing business and flowing money through their accounts, they could get tens of thousands of dollars or over $100k to act as a cash buyer.

The more you help your end buyers get financed, the more deals you can sell, and the more of an indispensable partner you become.

 

Still spinning your wheels trying to get started in real estate, or to just do more deals? Here’s the silver bullets you need…

You may have been breaking your brain on how to start investing in real estate for months. Or maybe you are already doing a fair amount of deals, but it just isn’t enough. It just isn’t maximizing your potential. Procrastination is the biggest monster to slay when it comes to making progress. That still applies, even if you are doing 12 deals a year, but are spending most of your time being busy instead of productive.

The Two Most Common Excuses

There are two extremely common excuses that people hide behind:

1. Time

2. Money

People say they don’t have enough time or money. Yet, they seem to have plenty for the things they are really passionate about. Here’s how to hack your way out of being “too busy,” and the “if only I had a little more money,” zone.

100% Financing For Your Real Estate Deals

Best Transaction Funding offers 100% financing for your wholesale real estate deals. If you don’t need any cash to buy and close on as many properties as you can find there is nothing holding you back. Your returns are off the charts. Your risk is pretty much as close to zero as you can get.

How To Hack Time & Make Progress

The first step to breaking through the time excuse is to feel the urgency. If you don’t like your current financial situation, or don’t think what you are doing now is going to cut it long term (and it’s not), then let that push you. The bottom line truth is that you’ll never have more time. Not until you start shifting how you use it.

If you need more urgency, count the days you might have left to change your situation and the future for your family. It’s not that many. Especially, once you deduct sick days, sleep and eating.

Recognize that every day you keep doing what you are now, you are stealing quality time, and financial progress from yourself.

Next, start blocking out your calendar.

If you leave it till later, there will always be something that sucks up your time. You’ll always be too tired or find an errand to run.

Beat that by blocking out your time to work on your real estate investing first. First every day. Black out your calendar for it. Set reminders for your inboxes. Refuse to do anything, until you’ve put in an hour or two on the most important next tasks. That’s probably making offers or talking to potential buyers.

Maybe you’ll have to get up a little earlier, or push other activities back. Just do it.

Do it even if you have a job or have to get the kids to school. Don’t let yourself do those things until you’ve got your prime time in taking action. If you refuse to do anything else, you’ll get this done. Even if it is the fear of the school truancy officer knocking on the door or your boss firing you.

Next, make the first day of your week all about taking the most important actions for your real estate investing. Block out your Sunday or Monday and only work on this. Then you’ll be blazing into your week with your most important tasks already done.

 

Ready to make 2019 your biggest year in real estate wholesaling so far? It’s all about finding the right end buyers for your deals.

Properties are still plentiful, and the rumors are that there is a lot more inventory coming onto the market. As the cycle continues to turn that is likely to mean many more motivated sellers too. With 100% financing for wholesale deals from Best Transaction Funding, there are really no limits to the amount of volume you can do. So, who is able to do the most deals in 2019, and who can be in and out and paid the fastest is really all about lining up the right end buyers.

So, who are the end buyers in the real estate market in 2019?

Individual Cash Buyers

Overall there may be fewer cash buyers in the housing market in 2019. After years of purchasing homes and investment properties for cash, many have locked up their liquidity in equity. However, do expect more new mom and pop investors with retirement funds and who are cashing out of the stock market who can afford to pay for more affordable properties in all cash. Then there are many who will be inheriting their parents wealth and homes to cash out as well.

Investment Funds

Investment funds are still hungry for real estate deals. They have a lot of capital and must deploy it. One of their biggest challenges right now is putting that money to work. If you can provide bulk deals, then they may snap them up for cash as well.

House Flippers with Specialized Financing

One of the biggest challenges wholesalers perceive about flipping properties to those that need financing is getting through any inspection and condition hoops demanded by mortgage lenders. However, those flippers using one of today’s more modern flip lenders or private lending companies normally won’t have those issues, and have been enjoying high LTV financing. Advertising properties for only cash buyers will mean missing out on this bigger and highly active group of end buyers.

Boomers & Generation X Home Buyers

On the retail resale side boomers and Generation X home buyers could be among the most active in 2019. They have the credit to get loans and many have the down payments. Many have been waiting on the sidelines for a decade for house prices to soften up and are now eagerly looking for deals. Millennials are forecast to be the group which takes out the most mortgage loans in 2019, yet half don’t even have $1 for a down payment and closing costs. Only 10% have much saved. So, it may not be wise to bank your own income on serving millennials alone.

In conclusion - there are many great opportunities in 2019. It’s all about lining up the end buyers, and promoting to them in a way that connects. Who will you be wholesaling too?

 

 

Looking for ways to make real estate wholesaling even easier and more profitable? Check these ideas out…

Wholesaling can be one of the easiest and most profitable ways to engage in real estate. Yet, with a few creative strategies investors could find it even easier to get started, and to make more profit on each deal.

Co-Wholesaling

This is a way to partner up with others, expand your reach efficiently, and streamline your workload. You can either co-wholesale to find more inventory to promote to your buyers, or do it to tap into existing buyer databases and move your inventory faster and easier.

Reverse Wholesaling

Instead of going out to find the inventory, and then panicking about finding buyers for it in a very short period of time, why not find the buyers first, take orders and then go fill them. It slashes risk and stress, and makes sure all your deals are pre-sold before you sign a contract or take on funding for them.

Taking Equity

Multifamily investor and syndicator Sterling White says that he got his start wholesaling. On his first deal he chose to take equity instead of an assignment fee. That way he got to participate in the ongoing cash flow and equity appreciation. You might be able to do both - take a fee now, and equity for later too.

Prehabbing

A favorite strategy of the Fortune Builders team who were among the first house flipping TV stars, prehabbing means clearing out all the junk and creating a clean slate for your end buyers. Some properties look a lot worse and more work than they are because of all the dirt and stuff. Clearing a house out might only take a day for a good crew. It can make a huge difference in the appeal and value others put on the property and how fast it sells.

If you have only been wholesaling via assignments or using your own cash or hard money, then double closing with transactional funding is a great play to try too. With 100% financing you can do more deals, reduce the risk buyers and sellers will try to cut you out, and build in bigger profits.

 

What is the best investment strategy for those just starting out in real estate?

Real estate has a place in everyone’s finances. It may either be the primary means of making money and building wealth, or just a core investment which provides essential diversification. So, what’s the best way to get started?

The truth is that the best real estate investment strategy for you may depend on several factors. That may include; the resources you have to start out with (time, money, credit, and skills), and what you like to do. Here are three of the most common and sound ways to get going.

Turnkey Rental Property Investing

Turnkey rentals can be ideal for new investors. They don’t require much time to source, secure, and manage. They don’t require you to be an expert in all areas of real estate. Great providers can bring you quality investments, and handle everything for you. You just put up the money, or combine a down payment with investment property financing.

Private Lending

Those who have a good amount of money to invest may find private lending even easier than rentals. You simply provide your funds to active investors who go out and take all the big risks and do the hard work. You get a set rate of return. This can be done by investing in notes, or negotiating individual loans directly with front line investors. This gets even easier if you invest through a sold asset manager or mortgage broker.

Real Estate Wholesaling

For most, real estate wholesaling stands out as the best initial strategy. It is far easier, and less risky than fixing and flipping houses. It doesn’t require the expertise or substantial capital needed for private lending or buying and managing rental homes or apartments. Wholesaling is faster to learn and can help new investors master the basics, with the smallest amount of risk, and for the fastest returns. It is perfect for those light on resources, and who need to start generating cash fast. It can either be used as a stepping stone to other types of investing, or can become a seven figure plus business.

Summary

There are several great strategies for getting started in real estate. This includes; turnkey rental property investing, private lending, and wholesaling. What’s best for you depends on what you like, and how much time and money you have to begin with. Those thinking about wholesaling can get a free approval for up to 100% financing on their first deal with Best Transaction Funding.

Sometimes, sellers go from highly motivated to kicking the tires and dodging your calls. When you work in real estate wholesaling, this is a part of the gig. Dealing with a hot lead suddenly turned cold can be difficult and overwhelming, especially if you're new to wholesaling.

After settling on a price and getting ready to close, everything can change in a second. Maybe someone told your seller the price was too low or you discovered there's a co-owner that hasn't signed off. Many things can take a motivated seller and turn them cold.

While this is a normal part of wholesaling, there are ways to deal with it. If you have a hot lead that's suddenly turned ice cold, here are some of the things you can do.

Immediate Contract

One of the easiest things you can do to avoid watching a new hot lead go cold is get the contract signed immediately. This won't guarantee anything, but it will certainly help.

Keep Leads Coming in

Automated marketing helps to keep your leads coming in, which will help offset a hot lead going cold. When this happens, it may be easier to concentrate on the next deal than let a potential seller drag you around, dodge your calls and make excuses as they continue to waste your time.

Do Your Homework

It's possible a seller could have sold the property a day or two before. The tax record may show they still own the property, but they don't. When you do your homework, you may be able to discover this fact before it's too late.

Ask for a Non-Refundable Deposit

Hot leads are not just sellers, but also buyers, and they can go cold, too. The best way to keep buyers from walking away from the deal is to add a clause into your contract stating the buyer has to put up a non-refundable deposit with an attorney within 24 hours. You can even tell the buyer you will continue to market the property until a deposit has been made with an attorney or a title company.

Real estate wholesaling isn't always cut and dry. Some days are more difficult than others and you really do have to take the good with the bad. Hot leads will go cold, but you can do a few things to mitigate your damages. Make sure you do your homework, get the contract signed ASAP and keep new leads coming in. With buyers, get a deposit as soon as possible to ensure they don't walk away from the deal.

Authored by Best Transaction Funding BestTransactionFunding.com is the leading source of transactional funding for real estate wholesalers in the US, where 100% financing, and saying “Yes” is what we love doing all day long.

What’s trending in the real estate financing space now?

Here’s what’s changing in the market as we roll through the second quarter, and into the second half of 2017…

Rising Loan Volumes

The Mortgage Bankers Association, analysts, and individual lenders are expecting loan volumes to rise this year. Commercial real estate loans are predicted to hit new highs in 2017 and 2018. That’s following RealtyTrac’s annual house flipping report which shows far more flippers are now using financing. Buy and hold real estate is still popular too, yet many rental property investors have most of their capital tied up in equity and will need to use leverage to expand their portfolios this year.

Higher LTV Financing

Lenders are expanding loan programs with new higher LTV options. In addition to 100% transactional funding, VA and USDA loans, private lenders and rehab lenders are also moving closer to offering 100% financing for fixing and flipping houses and small multifamily properties.

Declining Credit Score Requirements

Various efforts are being made to reduce credit scores used in underwriting. How much relief this provides to investors will depend on how front line mortgage originators adopt them. Many are still being far more stringent than the secondary market demands.

True Stated Income Loans

Alternative documentation loans have been on the fringes of the market for a while. Now we are finally seeing more lenders offer stated income loans for investors that don’t require tax returns, or even bank statements.

Equity Sharing Loans

Lenders are bullish on the market continuing to grow. More are wanting a piece of that rising equity, in addition to interest and origination fees.

JVs

Savvy investors and lenders are increasingly partnering up. This can be a great strategy for expanding, while minimizing risk, increasing diversification, and gaining access to more lucrative investments.

 

Authored by Best Transaction Funding BestTransactionFunding.com is the leading source of transactional funding for real estate wholesalers in the US, where 100% financing, and saying “Yes” is what we love doing all day long.

What real estate investment strategies are trending this year?

The market is changing. Most housing markets are becoming more expensive, interest rates are going up, and many investors are switching up their strategies. So, what’s trending now?

1. Reverse Wholesaling

For those seeking low risk investing, and low capital outlays, reverse wholesaling can be the perfect REI strategy. Instead of finding deals, and then trying to line up funding and marketing for buyers, reverse wholesalers find the buyers first. Then with transactional funding they can turn deals around in a matter of hours. They know their exit before they get in.

2. International Investing

There is set to be a significant amount of cross-border investing in 2017. The majority of global investors surveyed say they plan to increase their investment in American real estate this year. That will account for a sizable percentage of the $1.7T in capital these investors have to put to work this year. At the same time many US based investors may again begin investing offshore. Among this group are those looking to diversify their buy and hold portfolios, those hedging against and American real estate downturn, and those looking for less expensive assets with better cash flow.

3. New Construction

In many areas it has become cheaper and more profitable to build new rather than acquire exiting distressed properties. Some are engaging in gut rehabs of older properties or are expanding with additional square footage. Others are building spec homes to flip, or fourplexes to rent out for cash flow.

4. Partnerships

With many new investors trying to get into the market, and experienced investors looking to diversify and spread risk of any local downturns, more investors are partnering up. Real estate crowdfunding is one way to do this. Others are teaming up with a few peers to take on rentals, and some lenders are offering JV opportunities which provide 100% financing and equity sharing.

How will you invest this year?

 

Authored by Best Transaction Funding BestTransactionFunding.com is the leading source of transactional funding for real estate wholesalers in the US, where 100% financing, and saying “Yes” is what we love doing all day long.

Where can real estate investors find the money to flip houses this year?

The US real estate market is surging again. Home sales hit a new 10 year record in January 2017 according to NAR and Inman. Yet, it still takes money to make money. So, where can investors find the capital to get started, expand, and make the most of the opportunities?

Lines of Credit & Personal Loans

Despite all of the gurus proclaiming the ability to flip houses with no money and no credit, investors will find they run into expenses. They may find 100% financing for property deals, but there is still due diligence, gas money, and marketing. Personal or small business loans and lines of credit can provide essential working capital, and the flexibility to use it for everything from launching a real estate startup to rehabbing homes. Do expect lenders to demand a reasonable credit score, and normally an existing LLC or business entity to have already been set up for those seeking commercial funding.

Blanket Mortgages

For those who already own portfolios of income properties free and clear, or with significant equity a blanket mortgage can help. These mortgage loans can be used to leverage equity from part or all of a portfolio to bridge out and acquire more property. It provides liquidity to act as a cash buyer, with the simplicity of one set of loan documents.

Commercial Conduit Lenders

A new breed of mortgage brokers and conduits are setting up shop, and are aggressively marketing themselves to investors. They may offer lines of credit, blanket loans, and short-term fixed rate mortgages for rehabbing properties. Many now offer stated income loans. Most still expect significant skin in the game from investors, and often want to see a recent track record of successful acquisitions and exits.

Transactional Funding

Transactional funding lenders provide short-term funding for real estate wholesalers. This is typically 100% financing for back to back house flips. Often no appraisals, credit, or income verification is required. It’s fast and easy to get, and rates can be lower than hard money.

 

Authored by Best Transaction Funding BestTransactionFunding.com is the leading source of transactional funding for real estate wholesalers in the US, where 100% financing, and saying “Yes” is what we love doing all day long.

Want to do more real estate deals?

Who doesn’t right? For many investors transactional funding may be the key to doing more deals. We’re not just talking about boosting your deal volume over the next 12 months, but turning all those leads in your database and on your desk into deals this month.

There is a lot of noise out there in the mortgage lending space right now. Unfortunately, a lot of it just leads to dead ends, dead deals, wasted time, and frustration for real estate investors. So how can Best Transaction Funding Help?

Get Bigger Deals Done

Transactional funding can be ideal for getting those bigger deals done. Perhaps you are wary of taking on a big mortgage or rehab project, but the numbers on the deal work. Transactional funding can be used as ‘dough for a day’ to lock that property down and flip it fast. There are still lots of cheap properties out there, but would you rather make 50% profit on a $40k home or a $4M home?

Get Distressed Properties Financed

There are tens of thousands of distressed properties out there ripe for the flipping. Of course, many of them simply can’t be financed by traditional channels. This can be due to simple issues with missing appliances, worn roofs, old termite damage, or it could be critical fire or hurricane damage, foundation issues, or complete teardowns. Don’t leave these deals for the next guy. You’ll be kicking yourself when another investor makes a mint on them. You don’t have to do the repair work, or put up the cash to fix them. Transactional funding will let you flip them fast to rehabbers or cash buyers, and make a nice profit in the process.

Overcome Liquidity Challenges

It always seems like the best deals come along right when all of your cash is tied up in another deal, right? Don’t let that stop you. Best Transaction Funding offers up to 100% financing, including closing costs. This means you can keep marketing, churning out those deals, and bring in the profits.

No Limit Lending

Too many other lenders still have antiquated limits on the number of loans or dollars you can have out there on credit. At Best Transaction Funding it doesn’t matter. The more deals you’ve got the better.

 

Authored by Best Transaction Funding - the leading source of transactional funding for real estate wholesalers in the US, where 100% financing, and saying “Yes” is what we love doing all day long.

There is a horde of opportunities out there for real estate investors this Halloween.

Zombie homes, vacant homes, and distressed properties are running rampant out there. There are still thousands of them. At the same time there is a huge appetite for investment properties and housing. Some cities still have tens of thousands of vacant homes, while investors battle over sparse inventory and the rental market and affordable housing inventory remains incredibly tight.

This means huge opportunities for fast moving real estate investors who get out there, take down some of these zombies, and recycle them.

The thing is that many distressed homes aren’t being publicly marketed. They aren’t on the MLS and they don’t have signs in the yard. Many end buyers either don’t have the know-how to find the owners and make viable offers, or they just lack the time and hustle.

Those investors that are motivated and put in the effort to take action and learn the tactics for finding and contracting to buy these properties have a lot to gain. According to RealtyTrac home flipping profits are up to new highs, and more investors are looking for rehab deals. With homeownership at an incredible low, and more millennials maturing to prime home buying age there is a strong and profitable resale market. Plus, recycling these properties can do a lot of good for young professionals and families and their communities. Real estate wholesalers in particular will find the timing right to do big numbers, and have a big impact.

Thanks to Best Transaction Funding you don’t have to be limited in deal volume based on how much liquid cash you have available right now. Using this transactional funding investors can find, fund, and flip ugly and even scary zombie homes to rehabbers, turnkey providers, and retail buyers fast, while interest rates are low.

These next few weeks are the perfect time to ramp up your business too. With Halloween comes plenty of seasonal real estate marketing opportunities from online content marketing to property tours. Make it fun.

 

Authored by Best Transaction Funding BestTransactionFunding.com is the leading source of transactional funding for real estate wholesalers in the US, where 100% financing, and saying “Yes” is what we love doing all day long.

Make Spring Break 2016 your pivotal moment to wholesaling more real estate deals.

Want to wholesale more real estate deals this year? Plug into these strategies…

Take a Break

Don’t neglect to take the break. It is equally as important charging forward. Take time out this Spring Break to think, set bigger goals, strategize, and recharge.

For those not excited about clashing with hordes of drunken college kids this Spring Break, The Active Times recommends considering these inspirational and relaxing destinations:

1. Tulum, Mexico
2. Portland Oregon
3. Dublin, Ireland
4. Savannah, Georgia
5. Nice, France
6. Playa Tamarindo, Costa Rica
7. New York, New York

This is the time of year to kick the old to the curb and to make way for the new:

• Spring clean your office
• Restructure your portfolio
• Clean up, organize, and backup your files
• Make over your real estate website
• Update your marketing messages

Capitalize on Easter Themed Marketing Opportunities

Easter is one of the most exciting and powerful times of the year for real estate marketers and wholesalers.

Capitalize on extra online traffic with Easter themed content, blogs, and social media activity. Take advantage of more people being off work, less rushed, and out and about with yard signs, and Easter themed open houses. Host seasonal networking events. Choose from beach themed backyard BBQs for adults, or Easter egg hunts for families. Build those buyer and seller lists.

Line Up New Capital & Finance Sources

Take the time to connect with and line up new capital and lending sources that can keep up with your big real estate goals for the year. Pool private capital, obtain Proof of Funds letters from transactional lenders, get back up hard money lenders lined up, and learn about the best retail home loan programs for financing your end buyers.

Then TAKE MASSIVE ACTION!

Authored by BestTransactionFunding.com - the leading source of transactional funding and hard money loans for real estate wholesalers; where 100% financing, and saying “Yes” is what we love doing all day.

Tired of big income tax bills and the bite they take out of your real estate investment profits?

How would you like to like slashing next year’s tax bill by $11,000 or enjoying 365 days of tax free real estate investment returns?

Whether you’ve experienced big income tax bills yet or not, it can be part of the territory with the great profits that come from flipping houses. Some consider that a “good problem” to have. It’s better to make more money, even if you have to give up more in tax. But it doesn’t have to be that way. In fact, if you haven’t tackled this yet the odds are that you are paying far more in taxes than you should be each year. That means throwing away money that could be invested for faster results, and taking a double digit hit to returns, income, and wealth building. It also means giving a huge edge to your more tax savvy real estate competitors. So how can real estate wholesalers kick taxes to the curb and keep more of that cash in their own accounts?

Tax Saving Basics for Real Estate Investors

Basic tax savings measures that all real estate investors should be considering include: organizing a business entity, office deductions, charitable giving, company vehicles, retaining a better accountant, and creating a tax savvy spending plan for the whole year in advance.

Getting the Big Breaks for Bolder Wealth Building

For wholesalers that want to enjoy a big potential deduction on this year’s tax bill, and to enjoy tax free investing all year round you’ve got to look at IRAs.

Individual investors without a retirement account can potentially directly knock $5,500 off their tax bill by opening up a traditional IRA. That means over $5k you can put directly back into your own pocket and use to keep building wealth instead of handing it over to the IRS. If you are married and you both contribute to an IRA that’s up to $11,000 you can take off your taxes this year, and every year.

If you already have a retirement account you can roll that over into a self-directed IRA, 401k, or real estate IRA. Investing in real estate through this vehicle enables tax deferred or tax free investing all year round. That adds double digits to your net gains each year, gains which are compounded every year.

Ignoring taxes is just expensive. Those that take them head on stand to achieve a lot more, a lot faster.

Authored by Best Transaction Funding BestTransactionFunding.com is the leading source of transactional funding and hard money loans for real estate wholesalers in the US, where 100% financing, and saying “Yes” is what we love doing all day long.

How can you consistently make $96k per week wholesaling houses?

How can investors scale to this level of income faster, and without having to work on their wholesaling businesses more than a few hours a week? How can they do it sustainably?

Automating Your Real Estate Wholesaling Business

A new video blog episode from San Diego based Todd Toback reveals his secret to banking $96,000 in a week, from just 4 real estate deals.

Some wholesaler might already be making 10x this amount per month. But no matter what you are now, and where you want to go with your wholesaling business, keeping up this type of deal flow requires doing things differently to the average Joe.

While Todd may certainly have plenty of talent, and experience in wholesaling. The wisdom he is most keen to share is that his greatest success has come when empowering his team to do their best work. “Hire great, get out of their way.”

This is more than simply delegating. And far different than micro-managing.

Empower, trust, and let them go to work. The results might surprise you.

Todd says that his team brought together almost $100k in profit from wholesale deals in a week. Just by letting them do their thing. Do automate. Do create systems. But then get out of the way, and let it work.

4 Tips for Building Your Wholesaling Dream Team

Hire the Best

Those real estate businesses with the best talent will come out on top. Period.

Invest in Building Team Relationships

If you want loyalty, hyper-productivity, and awesome results for your team – invest in the relationship. The real estate industry is booming and good talent has plenty of options. Internal relations are as critical as external ones. Probably more so. These are the people that will generate the most leads for you, and turn those leads into dollars.

Not everyone wants to have regular meetings, or team cheer parties. Especially in this remote working era. However, empowering them to their best work, showing appreciation, being a reliable client-employer that pays promptly and provides consistent work, and enabling them to be a part of something bigger can all go a long way.

Leverage Your Team’s Word of Mouth Power

Bestselling author and revered marketer Seth Godin says most brands and independent professionals completely miss the boat when it comes to word of mouth. He says that referrals don’t happen because the individuals and organizations we hope to share just don’t have the motivation. And that those hoping for referrals aren’t putting enough thought into providing the right motivation and environment to foster more personal referrals.

Word of mouth marketing is some of the best. Yet, too many wholesalers fail to enroll even those closest to them, and those that have the most to benefit – their own teams. They should be sharing, and they should be motivated to make it a success - if they are proud of the work you are empowering them to do, and they are confident in your intentions and ability to serve their referrals well.

Never Let Them Go

Once you have found great talent, never let them go!

Summing it Up…

Refuse to give up. Wholesaling houses isn’t hard. Especially with the current market; inventory availability, appreciation, and best transactional funding. But, it can be lonely. It can be easy to be distracted, when you try to do it alone.

If you want to go fast at the beginning, it’s okay to go alone. But if you want to go far - go together. “Teamwork makes the dream work.”

 

Authored by Best Transaction Funding BestTransactionFunding.com is the leading source of transactional funding and hard money loans for real estate wholesalers in the US, where 100% financing, and saying “Yes” is what we love doing all day long.